Download our mobile app for up to $4,000* of instant shopping power
The Preferred Lease™ app is the fastest way to start a lease-purchase agreement. Download it and get approved for up to $4,000* before shopping, or while checking out at one of our partner retailers by scanning a QR code.
Lease approval in under a minute.*
Start Application
Applying for a lease agreement couldn't be easier. All you need is a your phone number, email, and the last 4 digits of your SSN. No credit needed*.
Confirm & Agree
Personal info is automatically filled out for you on the application. All you have to do is confirm that it’s correct and review terms.
Get Instant Approval
You’ll have up to $4,000* of shopping power to put towards the merchandise you want. Use some of it, or all of it, the choice is yours.
Your virtual lease card is good at over 4,700 retail partner locations.
You’ll receive a virtual lease card with your approved amount that can be used any time — it’s as easy as sharing your unique Approval ID with a merchant. If it’s more than you need immediately, you can always use the remaining amount to get something else you’ve had your eye on.
Enjoy your new merchandise and pay as you go.
Bring your new stuff home and have fun with it. When the time comes, making biweekly or monthly payments is easy and can be done online.
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