Preferred Digital^™ is the future of lease-to-own shopping solutions

Our suite of online and in-store shopping tools and technology frees underserved customers from the barriers of traditional banks and credit card companies — and allows them to get the things they want and need to improve their quality of life.

Our revolutionary digital platform brings customers and retail partners together.

We’ve leveraged cutting-edge technology to create a seamless, lease-to-own customer experience — facilitating hundreds of millions of dollars in frictionless transactions* for our retail partners. And our innovation lab will continue to develop and launch new capabilities and features as we execute on our vision of transforming shopping for both banked and unbanked customers.

Mobile

Innovative App Experience

The Preferred Lease proprietary app allows customers to shop with confidence knowing they have a lease approval* in-hand before hitting a store or can also apply on the spot instantly.

In-Store

Converting Point-of-Sale

With our scannable QR codes and self-service kiosks in stores, customers can quickly and easily complete a lease-to-own agreement* at key moments in the shopping experience.

Web

Coming Soon!

Expedited Online Shopping

Our patent pending browser extension and proxy technologies allow customers to access their lease lines at checkout—with no implementation costs for you. We can also team up with you to develop fully integrated e-commerce solutions.

The benefits for our retail partners couldn’t be clearer.

Greater Revenue

Increase sales volume by serving our universe of tens of millions of consumers that typically don’t qualify for traditional financing with our innovative lease-to-own solutions.

Incremental Sales

Customers always have access to their approval amount*, even if they don’t spend all of it immediately. That means they can always come back with more to spend.

New & Repeat Customers

We help you attract previously out-of-reach, underbanked customers by giving them greater shopping power, with a repeatable model that can keep them coming back.

Cost Savings

Avoid the expense of reward and retention programs, or additional support personnel. Our staffed and self-guided options enable your people to stay focused on what they do best.

The Preferred Lease^™ mobile app is a gamechanger.

Shoppers can now complete lease-to-own agreements* right in the Preferred Lease mobile app, ahead of time or while shopping. They apply in under a minute and immediately use the lease approval amount* — without a lengthy application process.

See How it Works